Benefits Information Summary

For Benefited Employees of Springfield Public Schools

Effective 01-01-2007

This is not intended to provide all information regarding the benefits offered to employees of Springfield Public Schools.  It is a summary of information for purposes of highlighting areas of interest.  All rates and information are subject to change without notice.

Medical Plan Highlights

(Med-Pay 417-886-6886 or www.med-pay.com)

  1. St. John’s PPO Network Plan (Out of network services available at a reduced benefit)
  2. Claims process by Med-Pay
  3. Maximum Lifetime Benefit of $1,000,000
  4. Preventative Benefit – 100% deductible waived for $500 per calendar year maximum (in network)

If an HRA is completed after 1/1/2007, prior to any wellness visit an additional $200 will be allotted to your wellness fund.

Medical Deductibles/Coinsurance Maximums Per Calendar Year

 

In Network

Out of Network

Calendar Year Deductibles:

 

 

     Per Covered Person

$500

$1,500

     Per Family Unit – EE/Family

$1,500

$4,500

Coinsurance Maximums:

 

 

     Per Covered Person

$1,500

$4,500

     Per Family Unit – EE/Family

$4,500

$13,500

Employee Monthly Contributions

 

District

$319.25

Employee

$0

EE/Spouse

$243.90

EE/Children

$232.20

EE/Family

$477.00

Prescription Drug Benefit (Medtrak Services  1-800-771-4648)

 

In Network

Out of Network

Deductible Per Calendar Year:

 

 

     Per Covered Person

$50

$250

     Per Family Unit – EE/Family

$100

$500

 

Co-payments Per Prescription:

 

 

     Name Brand Drug

$10 plus 20%

$10 plus 50%

     Generic Drug

$5 plus 20%

$5 plus 50%

940 North JeffersonsSpringfield, Missouri  65802-3790
(417) 523-0022 s Fax (417) 523-0194

Dental Benefit (Delta 1-800-392-1167)

 

Basic Plan

Advance Plan
(with Orthodontics)

Calendar Year Maximum Benefit

$1,000

$1,000

Calendar Year Deductible

$50 per person (3/Family)

$50 per person (3/Family)

Preventative

100%

100%

Routine Cleaning

One cleaning every six (6) months

Routine Oral Exam

One oral exam every twelve (12) months

Basic and Restorative

80%

80%

Major

N/A

25% 1st yr/50% after 1st yr

Orthodontics

N/A

50%

Ortho Lifetime Maximum

N/A

$1,000

Employee Contributions

 

Basic Plan

Advance Plan

Employee

Board Paid

$ 11.69

EE/Spouse

$ 14.04

$ 37.12

EE/Child(ren)

$ 24.86

$ 47.47

EE/Family

$ 38.91

$ 72.90

 

Group Life Insurance Benefit


The District provides employees with coverage equal to one times their annual salary ($20,000 minimum).  Additional optional coverage is available for the employee and any dependents.  Maximum coverage available for the employee is the lesser of $150,000 or three times annual salary.  Contact the Benefits Office at 523-0022 for eligibility.

  
 Long Term Disability Benefit

The District provides employees with a basic plan, which would pay 66 2/3% of basic monthly earnings for two years should you become disabled.  Optional coverage is available which would extend the payments after two years.

 Tax Sheltered Annuities 403(b)  and Deferred Compensation Plans 457(b)

The District offers Tax Sheltered Annuity 403(b) and Deferred Compensation 457(b) programs for regular employees.  These tax-deferred annuities provide an effective method for accumulating money for your retirement as taxes are deferred on contributions and investment earnings until you decide to receive them.  These plans are a payroll deduction program only, no matching contribution is made by the District. See the list of providers..

Tax Savings Plan


The Tax Savings Plan (Cafeteria Plan) allows employees to pay their portion of the insurance premium with pre-tax dollars.  It also allows them to reduce their salary by a specified amount, to be directed into health care and/or Dependent  Care Flexible Spending Accounts.

 

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